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Welcome to Community Mortgage Solutions

Commmunity Mortgage Solutions is a small local family owned mortgage company that has been established in Palm Coast since 2004. We are able to do all types of mortgages throughout the state of Florida.

Times have changed, but our personal service has not. If you’re in the market for purchasing a new home, or refinancing your existing mortgage, we can help. You will be offered different loan options to help you achieve an affordable payment .The options presented to you will be explained to you in a way that you will feel comfortable and confident in the decision that you make. Your experienced personal mortgage consultant will guide you through the loan process from the qualifying stage until you get keys to your new home. You’ll be glad you choose Community Mortgage Solutions.

Our Process


Plan ahead, so you
qualify later.


We help you find the
best deal faster.


Apply and get approved
on your terms.


Close your loan in as
few as 15 days.

Client Reviews

Blair Brenda and the team at Community Mortgage Solutions should win an emmy, oscar, tony, or epsy.. They are the Best People you will ever have the pleasure to meet, and work with.. actually they do all the work... for you.. I am amazed.. Thank you Blair for putting us…Read More

John Dombrowski
Rating: 5

It was a real pleasure working with Blair Lamphier and the staff at Community Mortgage Solutions. Having tried the bank route, there is no comparison. Once your required paperwork is submitted, they take care of the rest. As there are sometimes bumps in the process, they take care of it.…Read More

Robert Fellows
Rating: 5

Amazing, Amazing, Amazing! Susan helped us the whole way through, made us feel comfortable, worked with us, she became what felt like family! The whole company in general is amazing, very sufficient & a joy to go through this process with. Thank you Susan from the bottom of our hearts!…Read More

Anais Luciano
Rating: 5
Loan Options

Fixed Rate Mortgage

If you plan to stay in your home for the long term, sleep tight knowing you will have the stability of a consistent payment that never changes.

VA Home Loan

Are you are a veteran, member of the military or military spouse? You may qualify for a VA loan.

FHA Home Loan

An FHA loan provides a government-insured loan with flexible loan options. Less strict credit requirements and qualifications.

Jumbo Homes Loans

When a loan amount reaches a certain point, Jumbo and Super Jumbo Loans can offer high-end financing that a traditional loan can’t.

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