Loan Officers

  • Blair Lamphier


    President of Community Mortgage Solutions. I have been in the mortgage business for 12 years, 10 of those years I have been the owner operator of Community Mortgage Solutions. The mortgage industry has gone through several challenges, and companies have come and gone. It is the pure passion of helping others that has kept us going.

    I have been very fortunate to have surrounded myself with great people, which is the reason for our success. I enjoy the challenges of day to day operations , but not as much as helping families obtain their goal of home ownership. I take pride in helping put buyers , and individuals whom refinance in a good financial situation for now and their futures.

    Originally from Johnston Rhode Island , spent several years in the Saint Petersburg area , as well as Chicago. I have resided in the Palm Coast area since 1995.

  • John Reardon


    John Reardon is a Veteran of the United States Marine Corps, having served proudly and being released with an Honorable Discharge.  He is a Mortgage Consultant and Reverse Mortgage Specialist here to assist homebuyers and current homeowners with refinancing. John has been a resident of the State of Florida for over 25 years now, originally hailing from the New York and New Jersey area.

    John looks forward to answering any questions and assisting homebuyers and
    Realtors with prequalifying and fully understanding the
    home buying process with clear steps to home ownership with these loans:

    • VA Loans
    • Conventional
    • FHA
    • Condo Loans
    • JUMBO
    • Reverse Mortgages for homeowners or homebuyers aged 62 and older

    For borrowers and homebuyers aged 62 and older he also specializes in FHA Reverse Mortgages (HECM’s) for Refinance and Home Purchase for homeowners or home buyers aged 62 and older.

    Please feel free to call John on his cell phone at 904-982-2210 OR at his office at 386-445-4111 to ask any questions!

  • Brenda Ball


    Brenda Ball has worked as a Loan Processor for Community Mortgage Solutions since October of 2012.

    Brenda has processed purchases, refinances, home equity, government and construction loans. She has worked residential mortgages since 1996 and has been a loan processor and loan closer for companies in Nevada, New Hampshire and Florida.

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